Mobile Phone Insurance: Best Rated and Value

If you are looking for mobile phone insurance, here are some of the best value mobile covers available now. These are selected for their price and reviews they have received from customers.

Best  mobile phone insurance

Customer reviews are taken from Trust Pilot and equivalent sites and with a minimum customer rating of 3.5 stars.

Best value mobile phone insurance compilation

  1. Protect Your Bubble
  2. Insurance2go
  3. Gadget Cover
  4. Loveit Coverit
  5. Tinhat
  7. Switchedon Insurance

Standard contracts include the following

All the companies we have selected includes the following features as standard on their contracts:

These features are included from all the companies we have selected on their contracts, coving some of the essentials.

  • Theft cover
  • Accidental damage
  • 2 or more claims allowed on contract
  • Liquid damage

These companies we have selected offer a variety of contracts including individualised offers to meet your needs.

The best rated and value mobile insurance available

1. Protect Your Bubble

Here is the overview from Protect Your Bubble:


Protect your bubble is an established company providing insurance cover for mobile phones and gadgets. They offer a student discount of 15%, so if you are a student do take advantage of that.

Renters Insurance for Landlords

If you are a landlord they also offer renters insurance so you can protect your tenants.

Get insurance for your mobile phone, gadget or computer online in 3 minutes.

Main features
* Get unlimited repairs.
* Get student discount.
* Worldwide cover for theft, damage and mechanical breakdown.
* 2 theft/loss claim per year per gadget.
* Insurance available for gadgets and mobile phones.
* You can submit claims online.

Go to website and get insurancehereProtect Your Bubble Insurance.

2. Insurance2go

Here is the overview from Insurance2go:


Insurance2go will provide cover for your mobile phone and gadgets. You can get insurance from £2.99 per month from them. If you need business cover, then they provide that as well.

Main features
* Get unlimited claims.
* Full cover includes theft, damage, loss and more.
* Get cover for new and refurbished devices.
* Business polices also available.

Get more information and apply, here: Insurance 2 go Insurance.

Mobile insurance

3. Gadget Cover

Here is the overview from Gadget Cover:


From Gadget Cover, you will get international cover as standard. So, if you travel a lot this might be a good option. They will also cover you for unauthorised calls and data usage from your device, if stolen. This is up to the value of £2, 500. Gadget Cover also offer business cover.

Main features
* Get theft, accidental damage and liquid damage cover.
* Get worldwide cover as standard.
* Family cover – your insurance cover for your device is extended to our immediate family and partner.
* Get E Wallet cover – If your gadget is stolen, they will cover any authorised transactions up to the value of £500.
* Personal and business polices available.

Get more information and apply, here: Gadget Cover Insurance.

4. Tinhat

Here is the overview from Tinhat:


Tinshat will insure you for up to £10 000 for unauthorised calls, when your phone is stolen. They will also give you like for like replacement.

Tinhat covers you for mechanical breakdown, if your mobile phone stops working after your manufacturers warranty has finished. In addition, they offer accessories cover for up to £150.

Features and benefits
* Get unlimited claims and repairs.
* Get unlimited worldwide cover.
* Clear and simple excesses.
* Cover for damage, theft and loss.

Get more information and apply, here: Tinhat Mobile Insurance.

5. Loveit Coverit

Here is the overview from Loveit Coverit:


Loveit Coverit offer mobile phone and gadget insurance with no minimum contract. They also allow you to make unlimited claims and repairs.

They provide you with UK based customer service. And in addition, they also provide travel insurance.

Features and benefits
* Get unlimited claims and repairs.
* UK-based customer service team.
* Policies tailored for your needs.
* There is no minimum contract.

Get more information and apply, here: Love It Cover It Insurance.


Here is the overview from

Overview insures your mobile phone for accidental damage, liquid damage and theft. They will also cover you for unauthorised calls, should you have your mobile stolen. In addition, they provide breakdown cover for your mobile.

Features and benefits
* Accidental damage.
* Get 180 days worldwide cover.
* Get breakdown cover.
* Cover for theft and liquid damage.

Get more information and apply, here: insurance.

7. Switchedon Insurance

Here is the overview from Switchedon Insurance:


With Swtichedon Insurance you can get subscription based insurance cover for your mobile phone that you can cancel anytime. If you buy the annual plan you will get 2 months’ free insurance.

Features and benefits
* On demand insurance. Flexible, subscription based. Cancel anytime.
* There is no commitment, with flexible payment option.
* 24 hour claim service.
* get immediate cover.

Get more information and apply, here: Switchedon Insurance Cover.

Is It Worth Getting Mobile Insurance?

Mobile phones can be expensive and having a insurance for it can give you a peace of mind. This is something you will have to decide if it is worth your while.

See if your bank or credit card provides free insurance with your account.

Which Mobile Insurance Is the Best?

We have selected the best rated and best value mobile phone insurance for you. It is up to you to decide the cover that it best for you needs.

Additional information

For debt advice, go to: The National Debtline.

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